FIRST CARD
VSSECOND CARD
American Express Platinum (Charles Schwab) or Marriott Bonvoy Boundless?
American Express Platinum (Charles Schwab) returns $2,081 over its fee and Marriott Bonvoy Boundless returns $95, so the fee difference comes down to which categories you use.
American Express Platinum (Charles Schwab)American Express · $895 fee · 11 credits
Marriott Bonvoy BoundlessChase · $95 fee · 0 credits
NET VALUE+$2,081$2,976 credits
NET VALUE-$95$0 credits
| CATEGORY | PLATINUM (CHARLES SCHWAB) | MARRIOTT BONVOY BOUNDLESS |
|---|---|---|
| 🌎Travel | $1,009 | — |
| ✨Lifestyle | $967 | — |
| 🍽️Food & Dining | $580 | — |
| 🎭Entertainment & Media | $300 | — |
| 🚗Transportation |
BEST NET VALUE
AMERICAN EXPRESSAmerican Express Platinum (Charles Schwab)
FEE$895
CREDITS$2,976
NET+$2,081
Category wins5 of 5
FEE$95
CREDITS$0
NET-$95
Category wins0 of 5
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
TAKE THE AMEX PLATINUM (CHARLES SCHWAB) IF
You use travel, lifestyle, food & dining, or any of its 5 winning categories. Travel and Lifestyle and Food & Dining and Entertainment & Media and Transportation alone are worth $3,156 here and nothing on the Marriott Bonvoy Boundless.
Where to use each card
AMEX PLATINUM (CHARLES SCHWAB)
MARRIOTT BONVOY BOUNDLESS
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Start tracking freeFrequently asked questions
Which is better, American Express Platinum (Charles Schwab) or Marriott Bonvoy Boundless?
The American Express Platinum (Charles Schwab) is better with $2,081 net annual value compared to the Marriott Bonvoy Boundless at -$95. The American Express Platinum (Charles Schwab) wins by $2,176/year.
What's the difference between American Express Platinum (Charles Schwab) and Marriott Bonvoy Boundless?
The key differences: American Express Platinum (Charles Schwab) has a $895 annual fee and $2,976 in annual benefits, while Marriott Bonvoy Boundless has a $95 annual fee and $0 in annual benefits. The annual fee difference is $800.
Which has a lower annual fee, American Express Platinum (Charles Schwab) or Marriott Bonvoy Boundless?
The Marriott Bonvoy Boundless has a lower annual fee at $95 compared to the American Express Platinum (Charles Schwab) at $895. However, the American Express Platinum (Charles Schwab) offers $2,976 in total annual benefits.
Is the American Express Platinum (Charles Schwab) worth it compared to the Marriott Bonvoy Boundless?
Yes, the American Express Platinum (Charles Schwab) offers better value with $2,081 net annual value compared to -$95 for the Marriott Bonvoy Boundless. Even though it has a higher annual fee ($895 vs $95), the American Express Platinum (Charles Schwab) provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's American Express Platinum (Charles Schwab) offers better value with $2,081 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The American Express Platinum (Charles Schwab) is better for travel with $1,009 in annual travel benefits compared to $0 for the Marriott Bonvoy Boundless.