FIRST CARD
VSSECOND CARD
Hilton Honors American Express Surpass Card or Marriott Bonvoy Boundless?
Hilton Honors American Express Surpass Card returns $50 over its fee and Marriott Bonvoy Boundless returns $95, so the fee difference comes down to which categories you use.
Hilton Honors American Express Surpass CardAmerican Express · $150 fee · 1 credits
Marriott Bonvoy BoundlessChase · $95 fee · 0 credits
NET VALUE+$50$200 credits
NET VALUE-$95$0 credits
| CATEGORY | HILTON HONORS AMERICAN EXPRESS SURPASS CARD | MARRIOTT BONVOY BOUNDLESS |
|---|---|---|
| 🌎Travel | $200 | — |
| Hotel Free Night Certificates | ||
| Total credits | $200 | $0 |
| Annual fee |
BEST NET VALUE
AMERICAN EXPRESSHilton Honors American Express Surpass Card
FEE$150
CREDITS$200
NET+$50
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
FEE$95
CREDITS$0
NET-$95
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
TAKE THE HILTON HONORS AMERICAN EXPRESS SURPASS CARD IF
You use travel. Travel alone is worth $200 here and nothing on the Marriott Bonvoy Boundless.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Hilton Honors American Express Surpass Card or Marriott Bonvoy Boundless?
The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Marriott Bonvoy Boundless at -$95. The Hilton Honors American Express Surpass Card wins by $145/year.
What's the difference between Hilton Honors American Express Surpass Card and Marriott Bonvoy Boundless?
The key differences: Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits, while Marriott Bonvoy Boundless has a $95 annual fee and $0 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, Hilton Honors American Express Surpass Card or Marriott Bonvoy Boundless?
The Marriott Bonvoy Boundless has a lower annual fee at $95 compared to the Hilton Honors American Express Surpass Card at $150. However, the Hilton Honors American Express Surpass Card offers $200 in total annual benefits.
Is the Hilton Honors American Express Surpass Card worth it compared to the Marriott Bonvoy Boundless?
Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to -$95 for the Marriott Bonvoy Boundless. Even though it has a higher annual fee ($150 vs $95), the Hilton Honors American Express Surpass Card provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's Hilton Honors American Express Surpass Card offers better value with $50 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Hilton Honors American Express Surpass Card is better for travel with $200 in annual travel benefits compared to $0 for the Marriott Bonvoy Boundless.