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COMPARE/HYATT VS CITI STRATA ELITE
FIRST CARD
SECOND CARD

Chase Hyatt or Citi Strata Elite?

Citi Strata Elite returns $135 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase Hyatt
Chase HyattChase · $95 fee · 0 credits
Citi Strata Elite
Citi Strata EliteCiti · $595 fee · 4 credits
NET VALUE-$95$0 credits
NET VALUE+$135$730 credits
Chase Hyatt
CHASEChase Hyatt
FEE$95
CREDITS$0
NET-$95
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hyatt Cat 1-4 Free Night
BEST NET VALUE
Citi Strata Elite
CITICiti Strata Elite
FEE$595
CREDITS$730
NET+$135
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Day Passes
TAKE THE CITI STRATA ELITE IF

You use travel, entertainment & media, transportation. Travel and Entertainment & Media and Transportation alone are worth $900 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Chase Hyatt or Citi Strata Elite?

The Citi Strata Elite is better with $135 net annual value compared to the Chase Hyatt at -$95. The Citi Strata Elite wins by $230/year.

What's the difference between Chase Hyatt and Citi Strata Elite?

The key differences: Citi Strata Elite has a $595 annual fee and $730 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $500.

Which has a lower annual fee, Chase Hyatt or Citi Strata Elite?

The Chase Hyatt has a lower annual fee at $95 compared to the Citi Strata Elite at $595. However, the Citi Strata Elite offers $730 in total annual benefits.

Is the Citi Strata Elite worth it compared to the Chase Hyatt?

Yes, the Citi Strata Elite offers better value with $135 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($595 vs $95), the Citi Strata Elite provides more total benefits.

Chase vs Citi: which issuer is better?

For these specific cards, Citi's Citi Strata Elite offers better value with $135 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi Strata Elite is better for travel with $500 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the Citi Strata Elite?

If you're deciding between the Chase Hyatt and Citi Strata Elite, the Citi Strata Elite is the better choice with $135 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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