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COMPARE/AMEX HILTON HONORS ASPIRE VS UNITED CLUB
FIRST CARD
SECOND CARD

American Express Hilton Honors Aspire or Chase United Club?

American Express Hilton Honors Aspire returns $269 over its fee and Chase United Club returns $119, so the fee difference comes down to which categories you use.

American Express Hilton Honors Aspire
American Express Hilton Honors AspireAmerican Express · $550 fee · 3 credits
Chase United Club
Chase United ClubChase · $695 fee · 5 credits
NET VALUE+$269$819 credits
NET VALUE+$119$814 credits
BEST NET VALUE
American Express Hilton Honors Aspire
AMERICAN EXPRESSAmerican Express Hilton Honors Aspire
FEE$550
CREDITS$819
NET+$269
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Annual Free Night
Hilton Spend Free Night
Chase United Club
CHASEChase United Club
FEE$695
CREDITS$814
NET+$119
Category wins2 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
TAKE THE AMEX HILTON HONORS ASPIRE IF

You use travel.

TAKE THE UNITED CLUB IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the Amex Hilton Honors Aspire.

Where to use each card

AMEX HILTON HONORS ASPIRE
🏨
Hilton Aspire Resort Credit Hotels328 LOCATIONS
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UNITED CLUB

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Frequently asked questions

Which is better, American Express Hilton Honors Aspire or Chase United Club?

The American Express Hilton Honors Aspire is better with $269 net annual value compared to the Chase United Club at $119. The American Express Hilton Honors Aspire wins by $150/year.

What's the difference between American Express Hilton Honors Aspire and Chase United Club?

The key differences: Chase United Club has a $695 annual fee and $819 in annual benefits, while American Express Hilton Honors Aspire has a $550 annual fee and $814 in annual benefits. The annual fee difference is $145.

Which has a lower annual fee, American Express Hilton Honors Aspire or Chase United Club?

The American Express Hilton Honors Aspire has a lower annual fee at $550 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the American Express Hilton Honors Aspire worth it compared to the Chase United Club?

Yes, the American Express Hilton Honors Aspire offers better value with $269 net annual value compared to $119 for the Chase United Club. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's American Express Hilton Honors Aspire offers better value with $269 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The American Express Hilton Honors Aspire is better for travel with $819 in annual travel benefits compared to $400 for the Chase United Club.

Should I get the American Express Hilton Honors Aspire?

If you're deciding between the American Express Hilton Honors Aspire and Chase United Club, the American Express Hilton Honors Aspire is the better choice with $269 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX HILTON HONORS ASPIRE COMPARISONS

MORE UNITED CLUB COMPARISONS