World of Hyatt Business Credit Card or Chase United Club?
Chase United Club returns $119 over its fee and World of Hyatt Business Credit Card returns $59, so the fee difference comes down to which categories you use.


| CATEGORY | WORLD OF HYATT BUSINESS CREDIT CARD | UNITED CLUB |
|---|---|---|
| 🌎Travel | $100 | $400 |
| 🍽️Food & Dining | $40 | $240 |
| 🚗Transportation | — | $144 |
| Lounge Access | — | |
| Total credits | $140 | $814 |
| Annual fee | $199 | $695 |
| Net value | -$59 | +$119 |
You use travel, food & dining, transportation. Transportation alone is worth $144 here and nothing on the World of Hyatt Business Credit Card.
Frequently asked questions
Which is better, World of Hyatt Business Credit Card or Chase United Club?
The Chase United Club is better with $119 net annual value compared to the World of Hyatt Business Credit Card at -$59. The Chase United Club wins by $178/year.
What's the difference between World of Hyatt Business Credit Card and Chase United Club?
The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while World of Hyatt Business Credit Card has a $199 annual fee and $140 in annual benefits. The annual fee difference is $496.
Which has a lower annual fee, World of Hyatt Business Credit Card or Chase United Club?
The World of Hyatt Business Credit Card has a lower annual fee at $199 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.
Is the Chase United Club worth it compared to the World of Hyatt Business Credit Card?
Yes, the Chase United Club offers better value with $119 net annual value compared to -$59 for the World of Hyatt Business Credit Card. Even though it has a higher annual fee ($695 vs $199), the Chase United Club provides more total benefits.
Which card is better for travel?
The Chase United Club is better for travel with $400 in annual travel benefits compared to $100 for the World of Hyatt Business Credit Card.
Should I get the Chase United Club?
If you're deciding between the World of Hyatt Business Credit Card and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE WORLD OF HYATT BUSINESS CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED CLUB COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey