Bank of America Premium Rewards or World of Hyatt Business Credit Card?
Bank of America Premium Rewards returns $30 over its fee and World of Hyatt Business Credit Card returns $59, so the fee difference comes down to which categories you use.


| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | WORLD OF HYATT BUSINESS CREDIT CARD |
|---|---|---|
| 🌎Travel | $125 | $100 |
| 🍽️Food & Dining | — | $40 |
| Total credits | $125 | $140 |
| Annual fee | $95 | $199 |
| Net value | +$30 | -$59 |
You use travel.
You use food & dining. Food & Dining alone is worth $40 here and nothing on the Bank of America Premium Rewards.
Frequently asked questions
Which is better, Bank of America Premium Rewards or World of Hyatt Business Credit Card?
The Bank of America Premium Rewards is better with $30 net annual value compared to the World of Hyatt Business Credit Card at -$59. The Bank of America Premium Rewards wins by $89/year.
What's the difference between Bank of America Premium Rewards and World of Hyatt Business Credit Card?
The key differences: World of Hyatt Business Credit Card has a $199 annual fee and $140 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $104.
Which has a lower annual fee, Bank of America Premium Rewards or World of Hyatt Business Credit Card?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the World of Hyatt Business Credit Card at $199. However, the World of Hyatt Business Credit Card offers $140 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the World of Hyatt Business Credit Card?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$59 for the World of Hyatt Business Credit Card. It also has a lower annual fee.
Bank of America vs Chase: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Should I get the Bank of America Premium Rewards?
If you're deciding between the Bank of America Premium Rewards and World of Hyatt Business Credit Card, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE WORLD OF HYATT BUSINESS CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey