Is the Chase United Club worth it?
5 credits worth $814 at face value against a $695 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$695
Statement and merchant credits5 OF 5 ON
SET ALL TOThen change any row.
Renowned Hotels and Resorts Credit$200 / Cardmember Year face
$/yr
Rideshare Credit$12 / Monthly face
$/yr
Instacart Credits$20 / Monthly face
$/yr
JSX Credit$200 / Cardmember Year face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$733/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
LOUNGE ACCESS
United Club Membership
$/yr
YOUR VERDICT
Credits at your values$733
Annual fee−$695
You come out ahead by$38
105% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.