Is the American Express Business Gold worth it?
4 credits worth $845 at face value against a $375 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$375
Statement and merchant credits4 OF 4 ON
SET ALL TOThen change any row.
Flexible Business Credit$20 / Monthly face
$/yr
Walmart+ Subscription Credit$13 / Monthly face
$/yr
Squarespace Annual Credit$150 / Calendar Year face
$/yr
ChatGPT Business Credit$300 / Calendar Year face
$/yr
Credits subtotal$761/yr
YOUR VERDICT
Credits at your values$761
Annual fee−$375
You come out ahead by$386
203% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face.