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CALCULATOR/AMERICAN EXPRESS MARRIOTT BONVOY BRILLIANT

Is the American Express Marriott Bonvoy Brilliant worth it?

2 credits worth $330 at face value against a $650 fee. Turn off what you won’t use and the number at the bottom is your answer.

YOUR CARD
YOUR FEE
$650
Statement and merchant credits2 OF 2 ON
SET ALL TO
Then change any row.
Brilliant Dining Credit$25 / Monthly face
$
/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$
/yr
Credits subtotal$297/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
HOTEL FREE NIGHT CERT
Marriott 85k Free Night
$
/yr
YOUR VERDICT
Credits at your values$297
Annual fee−$650
You fall short by−$353
46% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.