Is the Citi Strata Elite worth it?
4 credits worth $730 at face value against a $595 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$595
Statement and merchant credits4 OF 4 ON
SET ALL TOThen change any row.
Citi Travel Hotel Benefit$300 / Calendar Year face
$/yr
Splurge Credit$200 / Calendar Year face
$/yr
Blacklane Chauffeur Credit$100 / Every 6 Months face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$657/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
LOUNGE ACCESS
Admirals Club Day Passes
$/yr
YOUR VERDICT
Credits at your values$657
Annual fee−$595
You come out ahead by$62
110% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.