Is the Ritz-Carlton Credit Card worth it?
2 credits worth $330 at face value against a $450 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$450
Statement and merchant credits2 OF 2 ON
SET ALL TOThen change any row.
Airline Fee Credit$300 / Calendar Year face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$297/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
HOTEL FREE NIGHT CERT
Marriott 85k Free Night
$/yr
LOUNGE ACCESS
Chase Sapphire Lounge Access
$/yr
Priority Pass Select (No Restaurants)
$/yr
YOUR VERDICT
Credits at your values$297
Annual fee−$450
You fall short by−$153
66% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.