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Coup It Or Lose It! June 2026 — The Biggest Deadline of the Year

6 min read
  • credit-card-benefits
  • benefit-expiration
  • quarterly-credits
  • semi-annual-credits

Coup It Or Lose It! June 2026

June 30 is the single biggest benefit deadline of the year. Monthly credits, Q2 quarterly credits, and H1 semi-annual credits all expire on the same day.

If you hold both an Amex Platinum and a Chase Sapphire Reserve, there's over $1,500 expiring at midnight on June 30. This is not a drill.


Monthly Credits: Use by June 30

Same as every month. If these are automated, you're fine.

Amex Platinum

  • $25 Digital Entertainment — Disney+, Hulu, HBO Max (via bundle), Peacock, NYT, YouTube Premium
  • $15 Uber Cash — rides or Uber Eats
  • $13.95 Walmart+ — monthly membership fee

June total: $53.95

Amex Gold

  • $10 Uber Cash — rides or Uber Eats
  • $10 Restaurant Partners — Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys
  • $7 Dunkin' — coffee, breakfast, beans

June total: $27

Chase Sapphire Reserve

  • $25 DoorDash — $5 restaurant promo + two $10 grocery/retail promos
  • $10.99 Apple Music — free if subscribed
  • $9.99 Apple TV+ — free if subscribed
  • $9.99 DashPass — membership credit
  • $10 Lyft — monthly ride credit
  • $10 Peloton — app membership credit

June total: $75.97

Other Monthly Credits


Q2 Quarterly Credits: Use by June 30

These loaded April 1. This is your last chance.

Amex Platinum

  • $75 Lululemon — in-store, online, or app. If you haven't used it, one pair of leggings or joggers covers it. Lululemon guide →
  • $100 Resy dining — book a table at any Resy restaurant, pay with your Platinum. One nice dinner handles it.

Q2 expiring: $175

Amex Gold

  • $50 Resy dining — any Resy restaurant

Amex Business Platinum

  • $90 Indeed — job posting credits
  • $50 Hilton — Hilton stay statement credit

Hilton Cards

Delta Resy Credits

  • $20 Resy — Delta Reserve cards
  • $10 Resy — Delta Platinum cards

H1 Semi-Annual Credits: Use by June 30

This is the big one. These loaded January 1 and die at midnight June 30. There's no extension.

Chase Sapphire Reserve

$550 expiring:

  • $250 The Edit Hotel — book a 2+ night stay through Chase Travel's Edit collection. If you haven't booked yet, you need to book NOW — prepaid hotel bookings take time to process. Check chase.com/travel for Edit properties.
  • $150 StubHub — concerts, sporting events, theater. Summer events are hitting StubHub now. One pair of decent concert tickets covers this.
  • $150 Exclusive Tables — dine at a Chase partner restaurant. Over 300 restaurants in 40+ cities. This is the easiest one — book a dinner, pay with your Reserve.

If you do nothing else this month, use these three. $550 expiring is more than the card's entire annual fee.

Amex Platinum

  • $300 Hotel Credit — prepaid bookings through Fine Hotels + Resorts or The Hotel Collection on amextravel.com. This requires a hotel stay, so book now if you haven't.
  • $50 Saks Fifth Avenue — in-store or saks.com. Beauty products, a belt, sunglasses — anything works.

H1 expiring: $350

Hilton Honors Aspire

Citi AAdvantage Executive

  • $100 Blacklane — chauffeur-service credit

Chase Business Cards

  • $250 The Edit HotelChase Sapphire Reserve for Business
  • $200 ZipRecruiter — Chase Sapphire Reserve for Business
  • $50 Curated Gift Cards — Chase Sapphire Reserve for Business

The June 30 Math

If you hold an Amex Platinum and Chase Sapphire Reserve, here's what expires:

CreditAmountType
CSR: The Edit Hotel$250Semi-annual
CSR: StubHub$150Semi-annual
CSR: Exclusive Tables$150Semi-annual
Amex Plat: Hotel Credit$300Semi-annual
Amex Plat: Resy Q2$100Quarterly
Amex Plat: Lululemon Q2$75Quarterly
Amex Plat: Saks$50Semi-annual
Monthly credits (both cards)$157Monthly
Total expiring$1,232

That's $1,232 gone if you do nothing. More if you hold Gold, Hilton, or business cards.


June Game Plan

Week 1 (June 1–7): Book The Edit hotel if you haven't. Two-night minimum means you need availability — don't wait. Book a Resy dinner while restaurant availability is good.

Week 2 (June 8–14): Buy StubHub tickets for a summer event. Shop Lululemon or Saks if those credits are unused.

Week 3 (June 15–21): Eat at an Exclusive Tables restaurant. Check that your monthly subscriptions charged.

Week 4 (June 22–30): Final sweep. Uber Cash, DoorDash, Dunkin' — one order each covers the small monthly credits. Don't wake up July 1 with $1,200+ gone.


Quick Checklist

Monthly (by June 30):

  • Amex Platinum: Digital Entertainment ($25), Uber Cash ($15), Walmart+ ($13.95)
  • Amex Gold: Uber Cash ($10), Restaurant Partners ($10), Dunkin' ($7)
  • CSR: DoorDash ($25), Apple Music ($10.99), Apple TV+ ($9.99), Lyft ($10), Peloton ($10)

Quarterly (by June 30):

  • Amex Platinum: Lululemon ($75), Resy ($100)
  • Amex Gold: Resy ($50)
  • Hilton Aspire: Flight credit ($50)

Semi-annual (by June 30):

  • CSR: The Edit Hotel ($250), StubHub ($150), Exclusive Tables ($150)
  • Amex Platinum: Hotel Credit ($300), Saks ($50)
  • Hilton Aspire: Resort Credit ($200)

Coup it or lose it.


Track your benefits and never miss a reset: creditcardcoups.com