How to Use Your Amex Platinum Lululemon Credit (And What to Buy)

The Amex Platinum Lululemon Credit gives you $75 every quarter—$300 per year—to spend at lululemon. That's enough for a pair of their best-reviewed leggings, or multiple items from their sale section.

Here's how to use it well.

How the Credit Works

• $75 per quarter (resets January, April, July, October)
• $300 total per calendar year
• Works at lululemon stores, lululemon.com, and the lululemon app
• Does not work at third-party retailers or Amazon

The credit posts as a statement credit automatically within a few days of your purchase. No enrollment needed—just pay with your Amex Platinum.

One thing to know: Credits don't roll over. Unused quarterly credits disappear when the quarter ends, so mark your calendar for the first week of each quarter.

---

What to Buy: The Wirecutter Picks

If you're not sure what to get, the New York Times Wirecutter has tested lululemon's lineup. Their top picks:

For Women: Wunder Train High-Rise Tight

$98 — Wirecutter's pick for serious workouts. Medium-weight fabric, breathable, fast-drying, and holds up to cycling, running, and strength training without pilling. Available in 23", 25", 28", and 31" inseam.

With your $75 quarterly credit, you're paying $23 out of pocket for a pair of leggings Wirecutter calls the best for workouts.

With pockets: The Wunder Train High-Rise Tight with Pockets runs $128—$53 out of pocket after your credit. Available in 23", 25", and 28" inseam.

For Men: ABC 5 Pocket Pants

$128 — Wirecutter's recommended men's everyday pant. Slim-fitting, versatile, made from Warpstreme fabric with a double-lined waistband. Works for office or casual wear. After your $75 credit: $53 out of pocket.

These aren't cheap purchases even with the credit—but they're the kind of items that hold up for years. The credit makes them significantly more reasonable.

---

The "We Made Too Much" Strategy

Here's where the credit gets more interesting.

lululemon's We Made Too Much section is their clearance page—previous season items, overstock, and discontinued colors, typically 30–70% off regular prices.

A few things worth knowing:

What you find there: Align leggings, Wunder Unders, ABC pants, shorts, tank tops, accessories. Usually high-quality items, just last season's colors or styles.

When it refreshes: New items typically drop on Mondays and Thursdays. If you check mid-week and don't see much in your size, check again early the following week.

What $75 looks like at We Made Too Much: At 50% off, a $98 pair of leggings drops to ~$49. With your $75 credit, you could grab those and a $25 tank or pair of socks and pay nothing out of pocket. At full price, $75 gets you one item. On We Made Too Much, $75 can get you two or three.

How to find it: Go to lululemon.com and look for "We Made Too Much" in the navigation, or go directly to the sale section. Filter by your size early—popular sizes sell out fast.

---

The Gift Card Trick

lululemon sells physical gift cards in-store. This unlocks a useful strategy:

1. Go to a lululemon store early in the quarter
2. Buy a gift card with your Amex Platinum (triggers the statement credit)
3. Use the gift card balance for online orders throughout the quarter—including We Made Too Much items that come and go

This way you can take advantage of a sale item that appears mid-quarter without having to time your Amex payment perfectly. The credit triggers on the gift card purchase, and you use the balance whenever you want.

You can also stack gift cards across multiple quarters. Buy $75 in Q1, $75 in Q2, and by mid-year you have $150 in gift card balance saved up—enough for a higher-ticket item like the ABC pants or a jacket without any single quarter feeling like a big purchase.

---

The Math

Here's what the credit is actually worth over a year:

Strategy	Quarterly Spend	Out of Pocket	Annual Benefit
One Wirecutter item/quarter	~$98–128	~$23–53/quarter	Save $300
We Made Too Much only	~$75	~$0/quarter	Save $300
Mix of both	Varies	Varies	Save $300

The credit value is always $300—the only variable is how much of your own money you add on top. If you shop exclusively on We Made Too Much and stay at or under $75 per quarter, you can use the full $300 credit with zero additional spend.

---

Tips to Maximize the Credit

Don't wait until the last week of the quarter. lululemon.com can be slow to post credits, and we've heard reports of credits not posting before the quarter resets. Make your purchase in the first two weeks of the quarter to be safe.

Stack with promotions. lululemon occasionally runs limited promotions (free gift with purchase, bonus items with a spend threshold). Your Amex credit stacks with these.

Gift it. If you genuinely don't want anything for yourself, buy a lululemon gift card as a gift. The purchase is made directly with lululemon and qualifies for the credit.

Check your app. The lululemon app sometimes has app-exclusive colors or early access to We Made Too Much items before they hit the website.

---

Bottom Line

The Lululemon Credit is one of the more straightforward credits on the Amex Platinum—no enrollment, no airline selection, just spend at lululemon and get reimbursed up to $75.

If you're strategic about it (We Made Too Much + gift card trick), you can realistically use the full $300/year with little to no out-of-pocket spending. If you prefer full-price items, the credit takes the sting out of lululemon's premium pricing.

Track your Lululemon Credit and all your Amex benefits →

---

Track every credit card benefit and see your real ROI at creditcardcoups.com