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Coup It Or Lose It! May 2026 — Q2 Checkpoint + June 30 Deadline Warning

5 min read
  • credit-card-benefits
  • benefit-expiration
  • quarterly-credits
  • semi-annual-credits

Coup It Or Lose It! May 2026

Q2 is halfway over. If you've been using your quarterly credits, you're on track. If you haven't touched them since they loaded April 1 — you still have time, but June 30 is closer than it feels.

Two deadlines this month: May 31 for monthly credits, and a preview of the June 30 cliff that catches most people off guard.

Monthly Credits: Use by May 31

These reset every month. Anything unused on May 31 is gone for good.

Amex Platinum

  • $25 Digital Entertainment — Disney+, Hulu, ESPN+, Peacock, NYT, WSJ, YouTube Premium. If you're subscribed and paying with your Platinum, this is already handled.
  • $15 Uber Cash — loads to your Uber account. Use for rides or Uber Eats.
  • $13.95 Walmart+ — covers the monthly membership. If you're not enrolled, this one takes 5 minutes to set up and runs itself after that.

May total: $53.95

Amex Gold

  • $10 Uber Cash — works for Uber rides and Uber Eats
  • $10 Restaurant Partners — Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys
  • $7 Dunkin' — coffee, breakfast sandwiches, a bag of beans to use at home

May total: $27

Chase Sapphire Reserve

  • $25 DoorDash — also works on Chase Sapphire Preferred ($25)
  • $10.99 Apple Music — if you're subscribed, this is free
  • $9.99 Apple TV+ — same deal
  • $9.99 DashPass — monthly DoorDash membership credit
  • $10 Lyft — one ride, or save up across months
  • $10 Peloton — app or equipment credit

May total: $75.97

Chase United Cards

  • $20 Instacart — grocery delivery credit (Explorer, Quest, Club, Business variants)
  • $12 Rideshare — Uber or Lyft credit across United cards

Other Monthly Credits

Q2 Quarterly Credits: Use by June 30

These loaded April 1 and expire June 30. You have all of May plus June — but don't wait until the last week.

Amex Platinum

  • $75 Lululemon — shop in-store, online at lululemon.com, or via the app. Check the "We Made Too Much" sale section if you want to stretch it further.
  • $100 Resy dining — book a reservation at any Resy restaurant and pay with your Platinum. The credit applies automatically.

Q2 remaining: up to $175

Amex Gold

  • $50 Resy dining — same deal, any restaurant on Resy

Amex Business Platinum

  • $90 Indeed — job posting credits if you're hiring
  • $50 Hilton — statement credit on Hilton stays

Hilton Cards

Delta Resy Credits

  • $20 Resy — Delta Reserve and Delta Reserve Business
  • $10 Resy — Delta Platinum cards

June 30 Warning: Semi-Annual Credits Are Expiring

This is the one that catches people every year. These credits loaded January 1 and expire June 30. That's 8 weeks away.

Amex Platinum

  • $300 Fine Hotels + Resorts credit — $200 in H1 (Jan–Jun), $100 in H2 (Jul–Dec). You have $200 left if unused. Book a prepaid FHR stay to max it out.
  • $50 Saks Fifth Avenue — use it in-store or at saks.com. Shoes, accessories, or beauty products all qualify.

Chase Sapphire Reserve

This is the big one. CSR has $550 in semi-annual credits that most cardholders underuse:

  • $250 The Edit Hotel — book through Chase Travel for a premium hotel stay
  • $150 StubHub — concerts, sports, theater. Summer events are booking up now.
  • $150 Exclusive Tables — book a restaurant through Chase dining

If you haven't touched these, you have 8 weeks. Don't leave $550 on the table.

Hilton Honors Aspire

  • $200 Hilton Resort Credit — spend at a Hilton resort property (H1 portion)

May Game Plan

This week: Check your monthly credits. Uber cash, DoorDash, Apple subscriptions, Walmart+ — most of these are set-and-forget once enrolled. If you're not enrolled, 5 minutes now saves you $54/month.

Weeks 2–3: Use the Q2 credits you haven't touched yet. Book a Resy restaurant now (not in June when it's packed). Shop Lululemon online or note the store credit for whenever you need workout gear.

By May 31: Sweep for anything monthly you haven't used. One Uber Eats order covers $15 Uber Cash. One Dunkin' run covers $7. Small purchases, real money.

Plan for June: Schedule the CSR semi-annual credits before they expire. The Edit and StubHub especially — both require advance booking. Don't wake up July 1 with $550 gone.

Quick Checklist

  • Amex Platinum: Digital Entertainment ($25), Uber Cash ($15), Walmart+ ($13.95) — by May 31
  • Amex Gold: Uber Cash ($10), Restaurant Partners ($10), Dunkin' ($7) — by May 31
  • Chase Sapphire Reserve: DoorDash ($25), Apple Music ($10.99), Apple TV+ ($9.99), Lyft ($10), Peloton ($10) — by May 31
  • Amex Platinum: Lululemon Q2 ($75), Resy Q2 ($100) — by June 30
  • Amex Gold: Resy Q2 ($50) — by June 30
  • Amex Platinum: Saks H1 ($50), FHR Hotel H1 ($200) — by June 30
  • Chase Sapphire Reserve: The Edit ($250), StubHub ($150), Exclusive Tables ($150) — by June 30

Coup it or lose it.

Track your benefits and never miss a reset: creditcardcoups.com