Skip to content
Credit Card Coups
← Back to blog
CREDIT CARD COUPS BLOG

Coup It Or Lose It! February 2026 | Valentine's Credits + Q1 Check-In

4 MIN READ
credit-card-benefitsbenefit-expirationquarterly-creditsdining-credits

Coup It Or Lose It! February 2026

February is the short month. 28 days to use your monthly credits instead of 31. And if you haven't touched your Q1 quarterly credits yet, you're one-third of the way through them.

Valentine's Day is February 14. If you're planning a dinner out, you're sitting on over $500 in dining credits across your cards.

Valentine's Dining: Use Your Credits

Planning dinner for two? Stack these.

Resy Quarterly Credit (Q1)

Book a reservation at any Resy restaurant, pay with your card. The credit posts automatically. One Valentine's dinner covers a big chunk of your Q1 Resy credit.

Chase Exclusive Tables (H1)

Book through Chase's dining partners. Over 300 restaurants across 40+ cities. A nice Valentine's dinner could use half your H1 dining credit.

Monthly Dining Credits

If you'd rather stay in, DoorDash delivery counts. Order something nice.

Monthly Credits: Use by February 28

Shorter month, same credits. Don't let the 28th sneak up on you.

Amex Platinum

  • $25 Digital Entertainment: Disney+, Hulu, HBO Max, Peacock, NYT, YouTube Premium
  • $15 Uber Cash: loads to your Uber account
  • $13.95 Walmart+: monthly membership fee

February total: $53.95

Amex Gold

  • $15 Uber Cash: Uber rides or Uber Eats
  • $10 Restaurant Partners: Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys
  • $7 Dunkin': coffee, breakfast, or beans

February total: $32

Chase Sapphire Reserve

  • $35 DoorDash: delivery, grocery, and retail promos
  • $10.99 Apple Music: free if subscribed
  • $9.99 Apple TV+: free if subscribed
  • $9.99 DashPass: free DoorDash membership
  • $10 Lyft: monthly ride credit
  • $10 Peloton: app membership credit

February total: $85.97

Other Monthly Credits

Q1 Check-In: One Month Left After February

Q1 quarterly credits expire March 31. If you haven't used these, you have 8 weeks.

Amex Platinum

  • $100 Resy Dining: book on Resy, pay with Platinum
  • $75 Lululemon: in-store, lululemon.com, or the app

Amex Gold

  • $100 Resy Dining: same deal, pay with Gold

Amex Business Platinum

  • $90 Indeed: job posting credits
  • $50 Hilton: statement credit on Hilton stays

Hilton Cards

Delta Resy Credits

  • $100 Resy: Delta Reserve cards
  • $100 Resy: Delta Platinum cards

Annual Credits: Are You Set Up?

If you set these up in January, you're fine. If not, do it now.

  • Amex Airline Fee Credit: did you select your airline? If not, go to amex.com/benefits
  • Clear Plus: enrolled? ($209/year, autopays)
  • Uber One: activated in the Uber app? ($120/year)
  • Whoop: Chase Offer activated on CSR?
  • Apple Music / TV+: subscribed through CSR?

February Game Plan

By February 14: Use your dining credits. Book a Resy reservation ($100) or Exclusive Tables dinner ($150). Stack with DoorDash for delivery if you prefer.

By February 28: Monthly credits. Uber Cash, DoorDash, Dunkin', subscriptions. The short month means you lose 2–3 days compared to other months.

Plan for March: Q1 quarterly credits expire March 31. If you haven't used Resy ($100–$175) or Lululemon ($75), put it on the calendar now.

Quick Checklist

By February 28 (monthly):

  • Amex Platinum: Digital Entertainment ($25), Uber Cash ($15), Walmart+ ($13.95)
  • Amex Gold: Uber Cash ($15), Restaurant Partners ($10), Dunkin' ($7)
  • CSR: DoorDash ($35), Apple Music ($10.99), Apple TV+ ($9.99), Lyft ($10), Peloton ($10)

By March 31 (Q1 quarterly):

  • Amex Platinum: Resy ($100), Lululemon ($75)
  • Amex Gold: Resy ($100)
  • Hilton Aspire: Flight credit ($50)

Coup it or lose it.

Track your benefits and never miss a reset: creditcardcoups.com

Get updates when we publish new posts or card benefits change.
← All posts