Amex Platinum Streaming Credit: How to Get 5 Services Free

Most Amex Platinum cardholders know about the travel perks, but they're missing out on one of the card's best-kept secrets: you can get 5 major streaming services completely free (worth $444-468/year) by stacking two simple credits.

The Amex Platinum has a $25/month Digital Entertainment Credit and a $13.95/month Walmart+ credit.

Most people don't realize these two benefits can get you 5 major streaming services completely covered:

• Disney+
• Hulu
• Max
• Peacock Premium OR Paramount+ Essential
• Plus Walmart+ delivery perks

Let me show you how to stack them.

The Two Credits

1. Digital Entertainment Credit ($25/month = $300/year)

This credit works on:

• Disney+
• Hulu
• Max
• ESPN+
• The New York Times
• The Wall Street Journal
• Peacock
• Paramount+
• YouTube Premium

2. Walmart+ Subscription Credit ($13.95/month = $167/year)

This covers the full cost of a Walmart+ membership, which includes:

• Walmart+ delivery benefits
• Your choice of Peacock Premium OR Paramount+ Essential at no extra cost

This is the secret weapon.

The Optimal Stack

Here's how to maximize both credits:

Use Your Entertainment Credit For: Disney Bundle

Get the Disney+/Hulu/Max bundle for $19.99/month

This gives you:

• Disney+ → Marvel shows, Star Wars, Pixar, everything Disney
• Hulu → Current TV shows, FX shows, Hulu originals
• Max → HBO originals, Max exclusives, premium movies

Why this: The bundle is $19.99/month, well under your $25 credit. You get three premium services for one charge, maximizing value.

How to set it up:

1. Go to disneyplus.com
2. Select the Disney+/Hulu/Max bundle
3. Add your Amex Platinum as payment
4. Credit applies automatically each month

Use Your Walmart+ For: Peacock or Paramount

Activate Walmart+ for the streaming bonus

When you sign up for Walmart+, you get to choose:

• Peacock Premium (with ads, but includes everything)
• Paramount+ Essential (with ads)

Note: You can switch between Peacock and Paramount every 90 days, so you're not locked into one choice forever.

Why this matters: Don't waste your $25 entertainment credit on Peacock or Paramount when you can get one of them free through Walmart+.

How to set it up:

1. Go to walmart.com/plus
2. Sign up with your Amex Platinum (credit applies automatically)
3. Choose your streaming service (Peacock OR Paramount)

What If I Already Have Some of These?

If you're already paying for Disney+, Hulu, or the Disney bundle separately, here's what to do:

Switch billing to your Amex Platinum:

1. Log into your Disney+ account
2. Go to billing settings
3. Update your payment method to your Amex Platinum
4. The $25/month credit will now cover your existing subscription

Same goes for Hulu or Max individually—just switch the payment method to your Amex Platinum and the credit applies automatically.

For Peacock or Paramount: If you're already paying for one of these, cancel your standalone subscription and activate it through Walmart+ instead. You'll get the same service for free.

What You're Actually Getting

Disney+

Best for: Families, Marvel/Star Wars fans

What to watch:

• The Mandalorian & Grogu
• Loki (seasons 1-2)
• Inside Out 2
• Bluey (yes, really)
• The Beatles: Get Back

Hulu

Best for: Current TV shows, FX originals

What to watch:

• The Bear
• Only Murders in the Building
• Shogun
• The Handmaid's Tale
• Abbott Elementary
• Letterkenny

Max

Best for: Premium originals, blockbuster movies

What to watch:

• House of the Dragon
• The Last of Us
• Succession
• True Detective
• Warner Bros movies on release

Peacock Premium

Best for: NBC shows, Premier League

What to watch:

• Premier League soccer (all matches)
• The Office (complete series)
• Parks and Recreation
• SNL (current + classic)
• Poker Face

Paramount+ Essential

Best for: CBS shows, Paramount movies

What to watch:

• Yellowstone universe shows
• Star Trek series (Discovery, Strange New Worlds)
• Evil
• The Good Fight
• Taylor Sheridan shows (Mayor of Kingstown, Lioness)

The Math

Here's the exact breakdown:

Monthly breakdown:

• Disney+/Hulu/Max bundle: $19.99/month (covered by $25 entertainment credit, $5 leftover)
• Peacock Premium: $8/month OR Paramount+ Essential: $6/month (free with Walmart+)
• Walmart+ membership: $13.95/month (covered by Amex credit)

Annual value:

• Disney+/Hulu/Max Bundle: $19.99/month × 12 = $240/year
• Peacock/Paramount: $6-8/month × 12 = $72-96/year
• Walmart+ delivery perks: $13.95/month × 12 = $167/year

Total annual value: $480-504/year

What you're paying:

• Entertainment credit: $0 (covered by Amex)
• Walmart+ credit: $0 (covered by Amex)

Total cost: $0

What About Netflix?

Netflix isn't covered by the Amex entertainment credit. You'll have to pay for that one yourself.

But honestly? With Disney+, Hulu, Max, and Peacock/Paramount all covered, you've got more than enough to watch.

Pro Tips

1. Pick Peacock if you're into sports Premier League, WWE, Sunday Night Football—Peacock is the sports streaming king.

2. Pick Paramount if you like dramas The Yellowstone universe, Star Trek, CBS shows—Paramount wins for serious TV.

3. Add The New York Times if you read it regularly If you pay for NYT separately ($17/month), you can add it to your Amex credit. However, the Disney+/Hulu/Max bundle ($19.99/month) already uses most of your $25 credit, leaving only $5 for NYT. You'd need to either: (a) pay NYT separately, (b) drop the bundle and choose NYT + a cheaper service like Paramount+ ($6/month) = $23/month total, or (c) pay the overage out of pocket.

4. Track your credits The entertainment credit resets monthly. If you don't use it, you lose it. Set a reminder for the 1st of each month.

Track your Amex Platinum benefits →

Frequently Asked Questions

Does the Amex Platinum cover Netflix?

No. Netflix is not on the list of eligible services for the Digital Entertainment Credit. The credit works on Disney+, Hulu, Max (via the Disney bundle), ESPN+, Peacock, Paramount+, YouTube Premium, The New York Times, and The Wall Street Journal.

Does the Amex Platinum cover Max (HBO Max)?

Max isn't officially listed, but it's covered when you subscribe to the Disney+/Hulu/Max bundle ($19.99/month). Amex covers Disney subscriptions, and Disney bundles Max. Your $25 credit covers the whole bundle. Read our full breakdown →

What happens if I don't use my streaming credit one month?

You lose it. The Digital Entertainment Credit resets on the 1st of each month with no rollover. If your streaming subscription charges on the 15th, you're fine — it just needs to charge within the calendar month. Set up auto-pay on an eligible service to avoid losing it.

Can I use the Amex entertainment credit on the Amex Gold?

The Amex Gold does not get the Digital Entertainment Credit. This benefit is exclusive to the Amex Platinum (all variants: personal, Schwab, Morgan Stanley). The Amex Gold has a separate $10/month Uber Cash credit and $10/month dining credit instead.

Can I split the $25 credit across multiple streaming services?

Yes. The $25/month credit applies across all eligible charges combined. You could subscribe to Paramount+ ($6/month) and YouTube Premium ($14/month) and both would be covered. However, the Disney bundle strategy ($19.99 for three services) gives you the best value per dollar.

Does the Amex Platinum streaming credit require enrollment?

Yes. You must enroll in the Digital Entertainment Credit through your Amex online account or app before the credit will apply. Go to your Card Benefits page and look for "Digital Entertainment Credit." You only need to enroll once.

Bottom Line

The Amex Platinum entertainment benefits are legitimately good. You're getting $480-504/year in streaming services completely covered, plus Walmart+ delivery.

Most premium cards give you travel benefits. The Amex Platinum also gives you a complete streaming setup.

If you were already paying for Disney+, Hulu, Max, and Peacock separately, that's about $32/month = $384/year in savings right there. Add in Walmart+ ($13.95/month = $167/year) and you're at $552/year in value from just these two benefits.

That's 62% of your $895 annual fee covered before you even get to the travel perks, lounge access, hotel credits, or any other benefits.

See all Amex Platinum benefits →

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Track your entertainment credits and all other benefits at creditcardcoups.com