BANK OF AMERICA
Lifestyle Credit
Statement credit for qualifying rideshare, food delivery, video streaming, and fitness purchases at select merchants. Applied automatically.
TYPECreditPosts back to your card bill
RESETSCalendar YearUnused credit does not roll over
ENROLLMENTAutomaticNo action needed to activate
GOOD ATSee termsU.S. locations
FACE VALUE
$150/ yr
ON THE BANK OF AMERICA PREMIUM REWARDS ELITE, RESETS CALENDAR YEARThis year's $150 expires in 108 daysWhatever is unspent by then is gone, because this credit does not roll into the next period.
NEXT RESETJan 1
71% elapsed108 days left
Want to know how much of this period you have left? An account keeps the count and emails you before each reset.Track this credit free →
How to claim it
- 1
Get a qualifying card like the Bank of America Premium Rewards Elite.
- 2
Make purchases that qualify for the Lifestyle Credit. Check your card's terms for eligible merchants.
- 3
Your $150 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
Cards that carry this credit
1 ACTIVE CARD
Questions
How much is the Bank of America Lifestyle Credit?
The Bank of America Lifestyle Credit offers $150 / Calendar Year.
Which credit cards offer the Bank of America Lifestyle Credit?
The Bank of America Lifestyle Credit is available on 1 card: Bank of America Premium Rewards Elite.
When does the Bank of America Lifestyle Credit reset?
The Bank of America Lifestyle Credit resets on January 1st each year. Make sure to use the full $150 before year-end.
Is the Bank of America Lifestyle Credit worth it?
With an annual value of $150, the Bank of America Lifestyle Credit can help offset card annual fees. It's worth it if you can take advantage of the full credit amount. The Bank of America Premium Rewards Elite offers this benefit with a $550 annual fee.
We send one email a month with credits worth using before they reset.
Know what your card gives you1 card offer this benefit. See if yours pays for itself.
Open the calculator →Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.